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Prepaid Business Credit Cards / Small Business Online FAQ | Banking | BB&T Small Business. It's just like having cash in your wallet, but it's also used like a credit card, so it needs to be kept safe. Many banks offer credit cards with great benefits for travelers. For some extra security to fall back on if times get tough or to help build y. Many people use prepaid cards to make all of their purchases, while other people have never even touched a prepaid debit card. Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand.